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Fed Watch Dashboard™

A macro intelligence engine tracking the 12 indicators driving Fed rate decisions — with transparent model scoring, market comparison, and institutional positioning context.

FRED API · Updated: Jul 24, 2026, 11:42 AM · Refreshes hourly

InvestorLens Macro Rate Signal™
Hike Lean

Persistent inflation well above target and strong labor conditions signal upward rate pressure.

Cut5%
Hold15%
Hike80%
Model Confidence
72%
High Confidence
Inflation indicatorsStrong
Labor indicatorsStrong
Conditions indicatorsStrong

Strong agreement among inflation indicators. Strong agreement among labor market indicators. Strong agreement among financial conditions indicators.

Capped at 72%. Real-world macro models carry inherent uncertainty the Fed itself acknowledges.

Rate Signal Breakdown
Core PCE Above Target+20
CPI Above 3%+15
Strong Payroll Growth+15
Market Pricing Hikes+12
PCE Elevated+10
+72
Hawkish
0
Dovish
+72
Net Score

What Changed: No significant shift from last month. Signal and active factors are unchanged.

The Three Forces

Fed Decision Framework

Rate decisions are driven by the balance between economic demand, labor markets, and inflation pressures. When all three signal hot → hike lean. When all cooling → cut lean. When split → hold.

🔥Inflation Pressure
Warm

Inflation moderately above target. Keeps the Fed cautious about easing.

CPI (YoY)Core CPI (YoY)PCE (YoY)Core PCE (YoY)
👷Labor Market
Warm

Labor market remains healthy. Limits urgency to cut rates.

Unemployment RateNonfarm PayrollsAvg Hourly Earnings
📈Financial Conditions
Neutral

Financial conditions broadly normal. No strong rate signal from markets.

2Y Treasury10Y TreasuryYield CurveVIX

Historically Associated Sector Impacts

Sectors that have historically been associated with Hike Lean macro environments. Based on historical patterns — not a prediction of future performance.

Financials
Net interest margins widen with higher rates
Energy
Often correlates with inflationary environments
Industrials
Tends to perform during economic strength cycles
Utilities
Rate-sensitive; dividend appeal compresses
Real Estate (REITs)
Financing costs rise; valuations compress
Growth Technology
Long-duration assets discounted more heavily

Historically associated with. Not a prediction or recommendation. Past patterns do not guarantee future results.

Model vs. Market

InvestorLens Model
Hike80%
Hold15%
Cut5%
Market Signal (2Y vs Fed Funds proxy)
Hike40%
Hold52%
Cut8%
🔴
Model Divergence: High

Model Divergence: High — The model is significantly more hawkish than market pricing.

Source: 2-Year Treasury vs Fed Funds Rate spread (market rate pricing proxy)

FOMC Meeting Outlook

Signal fades toward neutral as uncertainty increases over future meetings. Based on current macro data — not FOMC dates.

Current Meeting
Near-term
Current
Cut5%
Hold15%
Hike80%
↑ Hawkish
Next Meeting
~6–8 weeks
Cut13%
Hold29%
Hike58%
↑ Hawkish
Following Meeting
~12–16 weeks
Cut17%
Hold36%
Hike47%
→ Neutral

Monetary Policy

Fed Funds Rate
Neutral
3.63%
2-Year Treasury
Warm
4.11%
+0.11 vs prev
10-Year Treasury
Warm
4.47%
-0.01 vs prev
Yield Curve (10Y–2Y)
Neutral
0.36%
-0.12 vs prev

Inflation

Fed target: 2% Core PCE (YoY)

CPI (YoY)
Warm
3.46%
-0.70 vs prev
Core CPI (YoY)
Warm
2.57%
-0.26 vs prev
PCE (YoY)
Hot
4.07%
+0.28 vs prev
Core PCE (YoY)
Warm
3.41%
+0.09 vs prev

Labor & Market Conditions

Unemployment Rate
Neutral
4.20%
-0.10 vs prev
Nonfarm Payrolls (MoM)
Hot
+506K
+77K vs prev
Avg Hourly Earnings (YoY)
Warm
3.52%
+0.13 vs prev
VIX
Warm
17.9
+0.67 vs prev

Smart Money vs. Macro Environment

Macro Environment
Hike Lean
Fed Lean: Hawkish
🔥 Inflation: warm
👷 Labor: warm
📈 Conditions: neutral
Observed Positioning (Recent 13F Filings)

Filing data currently unavailable.

Interpretation: Mixed Signals

Filing activity data is currently unavailable.

Based on publicly disclosed 13F filings. Positions reflect holdings at time of filing. The word “appears” is used intentionally — this is observation, not prediction.

Similar Historical Conditions

Historical periods with similar inflation, labor, and financial conditions signals. Shown for context only — not a prediction of future Fed action.

2018 Gradual Tightening
2018
78%
match
Inflation: warmLabor: hotConditions: neutral

PCE near 2.5%, unemployment at 3.7%, strong GDP growth and fiscal stimulus.

Historical Fed Response
Raised rates 4 times. Paused after market turbulence in December 2018.
⬆ Hiked+100bps
2015 Liftoff
2015
67%
match
Inflation: coolLabor: warmConditions: neutral

Inflation below target, labor recovering from 2008. Fed finally normalized policy.

Historical Fed Response
First rate hike in 9 years — 25bps in December 2015.
⬆ Hiked+25bps
2019 Insurance Cuts
2019
44%
match
Inflation: neutralLabor: warmConditions: loose

Inflation near target, labor market healthy, but trade war uncertainty weighed.

Historical Fed Response
Cut rates 3 times as 'insurance' against global slowdown.
⬇ Cut−75bps
⚠️

Educational Research Only — Not Investment Advice

This dashboard is educational research based on public economic data (FRED) and publicly disclosed institutional filing data (13F / STOCK Act). It is not investment advice and should not be used to make investment decisions.

Rate probabilities are model-generated estimates derived from macro indicators and may differ significantly from actual Federal Reserve decisions or market expectations. The FOMC considers a broad range of qualitative and quantitative factors not captured in this model. Confidence scores are intentionally capped to reflect inherent macro uncertainty.

Data: Federal Reserve Bank of St. Louis (FRED) · 13F Holdings via SEC EDGAR · InvestorLens does not make predictions or forecasts. Always consult a licensed financial advisor.