InvestorLens

UPST — UPSTART HLDGS INC

Public company

Sign in to save7 tracked investors reported this
For educational research only.InvestorLens analyzes public regulatory filings (SEC EDGAR, STOCK Act PTRs) that may be delayed by 45 days or more. Information shown is historical and is not financial, legal, or tax advice, nor a recommendation or solicitation to buy or sell any security. Always do your own research.

InvestorLens aggregates public filing data to show which tracked investors reported holdings in this stock. Dollar values represent reported position values, not market capitalization, and may be delayed up to 45 days. Not a recommendation.

Sourced from SEC EDGAR public filings

Why are billionaires buying UPST?

Built from public SEC filings and public economic data. Not a recommendation.

Confidence
95
Institutional Conviction
Strong accumulation · 3 buying vs 0 selling last quarter
78
Macro Tailwind
Macro conditions are mixed for this sector
52
Why? — Evidence & Confidence ▾

Of 3 tracked investors who changed their UPST position last quarter, 3 bought and 0 sold (100% buy-side). Macro conditions are mixed for this sector (Macro Tailwind 52/100 in a Squeeze regime).

Supporting evidence
  • +3 tracked investors added or increased positions last quarter (Howard Marks, Howard Marks, Philippe Laffont)
  • +7 tracked investors reported holding UPST at their latest filing
Contradicting evidence — always shown
  • −13F data is disclosed up to 45 days after quarter end — positions may have changed since
Know the limits
  • · 13F disclosure lag (up to 45 days)
  • · Tracked investors are a sample, not the whole market
  • · Sector regime fit is a historical average, not a guarantee

Every InvestorLens score shows its evidence — including what argues against it. Model conviction-v1 · generated 8/4/2026.

About UPSTART HLDGS INC (UPST)

UPSTART HLDGS INC (UPST) appears in the most recent 13F filings of 7 tracked institutional investors. The largest disclosed position is held by Ken Griffin (Citadel Advisors), valued at $372M. Across recent filings, tracked investors recorded 4 new positions, 0 increased, 0 reduced, and 1 exited. All data sourced from SEC 13F filings.

Smart Money Consensus™

Based on recent institutional activity in UPST

80
/100
Strong Institutional Accumulation
Added / Increased4
Reduced0
Exited1
BearishBullish
Crowded Trade Score™

How many top investors track UPST

47
/100
Moderate Interest
7investors

Several tracked investors have exposure.

UndiscoveredCrowded
151015+

UPST Ownership Composition

How UPSTART HLDGS INC is held across tracked investor types, based on reported 13F positions.

Dominant Type
Other
85% of tracked value
Institutions
7
tracked investors
Total Reported
$189.1M
combined 13F value
Sectors2
  • Other85.4%
  • Hedge Funds14.6%
Other(5)
85.4%
Hedge Funds(2)
14.6%

Tracked investors reporting UPST

  • Ken GriffinMar 31, 2026
    Citadel Advisors
    Shares
    4.2M
    Value
    $107M
    % Portfolio
    0.02%
  • Steve CohenMar 31, 2026
    Point72 Asset Management
    Shares
    889.9K
    Value
    $22.8M
    % Portfolio
    0.03%
  • Philippe LaffontMar 31, 2026
    Coatue Management
    Shares
    870.9K
    Value
    $22.3M
    % Portfolio
    0.08%
  • Izzy EnglanderMar 31, 2026
    Millennium Management
    Shares
    824.9K
    Value
    $21.2M
    % Portfolio
    0.01%
  • Paul Tudor JonesMar 31, 2026
    Tudor Investment Corp
    Shares
    308K
    Value
    $7.9M
    % Portfolio
    0.01%
  • Howard MarksMar 31, 2026
    Oaktree Capital Management
    Shares
    4.9M
    Value
    $4.8M
    % Portfolio
    0.07%
  • Ray DalioSep 30, 2025
    Bridgewater Associates
    Shares
    62K
    Value
    $3.1M
    % Portfolio
    0.04%

Recent activity

Frequently asked questions

How many institutional investors hold UPST?
7 tracked institutional investors disclosed a position in UPST (UPSTART HLDGS INC) in their most recent 13F filing.
Who is the largest institutional holder of UPST?
Ken Griffin, Citadel Advisors, holds the largest disclosed position in UPST, valued at $372M.
Did institutional ownership of UPST increase or decrease?
Across recent 13F filings, tracked investors recorded 4 new positions, 0 increased, 0 reduced, and 1 fully exited UPST.
Where does this UPST ownership data come from?
SEC Form 13F-HR filings, accessed via EDGAR. 13F filings are disclosed quarterly with a 45-day reporting delay and cover U.S.-listed long equity positions only. This is not investment advice.
UPST (UPSTART HLDGS INC) — Institutional Holders & 13F — InvestorLens